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A private payments consultancy · UK

The Process

Six steps. One call to start.

From first conversation to live on your new setup — this is exactly how we work.

  1. 01

    Independent consultancy

    UK-based payments specialists. No ties to a single provider — our incentive is your best deal.

  2. 02

    Statement audit

    We pull apart your current merchant fees line by line and show exactly where you're overpaying.

  3. 03

    Rate negotiation

    Direct Dojo partner-channel access. We secure rates and terms you can't get on the open market.

  4. 04

    Exit fees covered

    Up to £3,000 of your current contract bought out — so the switch costs you nothing.

  5. 05

    Managed switch

    Hardware, EPOS integration, staff training. End-to-end onboarding handled by your consultant.

  6. 06

    12-month rate lock

    The rate we negotiate is the rate you keep. Guaranteed in writing — no mid-contract surprises.

Dojo Max card machine — the flagship terminal Time Consulting recommends
PRIORITY PRE-LAUNCH · TWO FINISHES

Matched to your brand.

Exclusive priority pre-launch access to Dojo Max in Premium Black or Arctic White — reserved for our consulting clients before the public release.

Arctic White
|
Premium Black
INDEPENDENT UK PAYMENTS CONSULTANCY DIRECT DOJO PARTNER FREE STATEMENT AUDIT INDEPENDENT UK PAYMENTS CONSULTANCY DIRECT DOJO PARTNER FREE STATEMENT AUDIT INDEPENDENT UK PAYMENTS CONSULTANCY DIRECT DOJO PARTNER FREE STATEMENT AUDIT
01 / What We Do

An independent consultancy
for card payments.

Time Consulting is an independent UK payments consultancy. We audit your current setup, negotiate better terms on your behalf, and place you on the hardware and rates that actually work for your business. Our job is to get you the best deal — and manage the switch end-to-end.

Free payments audit

We pull apart your current merchant statements line by line. You'll see what you're paying, what you should be paying, and where the savings are — before committing to anything.

Rate negotiation

As a direct Dojo partner channel, we negotiate rates, contract terms and hardware allocations that aren't available on the open market. The edge is in the partnership.

Managed switch

Contract buyout (up to £3,000 covered), hardware setup, EPOS integration, staff training. End-to-end migration handled by your consultant — you don't lift a finger.

02 / Why We Recommend Dojo

Independent — not impartial.

We've reviewed every major UK payments provider. Dojo consistently wins on the four things that matter most to our clients: rate flexibility, hardware performance, real-time data, and cloud-native reliability. That's why we've chosen them as our flagship partner — and why every client audit uses Dojo as the benchmark. The sections below walk you through exactly what that means in practice.

✓ Rate flexibility no high-street provider matches
✓ 6.5" flagship hardware at £0 allocation
✓ Real UK card data on 49M cardholders
✓ 99.9999% cloud uptime · UK support <30s
03 / The Product

A flagship spec sheet.

The Dojo Max is the terminal we set our clients up with — desktop-grade silicon, 6.5" HD+ glass, PCI 6 security. Packaged with the rates and contract terms we negotiate on your behalf.

SPEED

<2s Per payment

Accept payments in under 2 seconds. Move the line faster than your competitors can pour a pint.

SILICON

2.0GHz Quad-core

A heavily modified Cortex A53 chip ensuring unwavering UI responsiveness under extreme load.

DISPLAY

6.5" HD+ Edge-glass

A massive canvas built for speed. Clearer prompts and bigger targets mean fewer misfires and flawless tip flows.

RELIABILITY

99.99% Uptime

Bulletproof 4G & Wi-Fi automatic failover with real-time cloud-based processing. If one network drops, you don't lose a single sale.

SECURITY

Point 2 point encryption

PCI6 compliance — the highest security standard in the business. Your transaction data is locked down tighter than Fort Knox.

AESTHETIC

Premium Build

Engineered out of the standard plastic design — a resilient, aesthetically commanding terminal built for ambitious service.

04 / Turn Intelligence Into Income

The UK's richest dataset.
49M cardholders. Passed to you.

Understand your customers

Get a clear, comprehensive view of how both new and returning customers spend and interact with your business.

Understand your competitors

Benchmark your business performance against competitors locally and nationally to spot trends and adapt in real-time.

Understand your business

Generate more profit with actionable insights and weekly reports you can use to create promotions that attract customers.

Competitors

How am I performing against competitors?

Access competitor insights that show exactly how you perform against similar businesses in your area and beyond. Know where you stand — and what to do next.

Promotions

How successful was my last promotion?

Track trends, measure success, and invest with confidence. Test, learn, and optimise every part of your customer journey with data to back every decision.

New Customers

How many new customers am I attracting?

See trends at a glance with weekly reports. Explore deep insights on spending habits, footfall patterns, and how you compare to the market. All in one place.

Actionable Insights

Turn intelligence into income.

From customer behaviour to competitor benchmarks — if it's in the data, you'll find it here. Create promotions that attract customers and generate more profit.

110K+

businesses. 100% real UK card data. The edge we pass to our clients.

49M Cardholders tracked
£120B Annual card spend analysed
150K+ Merchants in the network
Real-time Competitive benchmarking
05 / The Ecosystem

Every client gets the entire arsenal.

Not just a card machine. Your consultation package bundles hardware, rewards card, P2PE security, and unlimited iPhone Tap-to-Pay backups — configured, negotiated, and switched on by your consultant.

Dojo Sidekick App
01 / Sidekick App

Your business, in your pocket

Manage payments, process refunds, and track transactions in real-time from the Dojo Sidekick app.

capitalontap
VISA Infinite Business
02 / Business Rewards Card

1% cashback on every pound

The Dojo Business Rewards Credit Card earns you 1% back on all business spend. Reinvest your cash.

£25,000
Annual Cashback:
£3,000
Point to Point Encryption
03 / P2PE Security

Bank-grade protection

Point-to-Point Encryption protects transactions out of the box.

04 / Tap to Pay Backup

Unlimited backups

Turn any iPhone into a card machine instantly. Unlimited devices at no extra cost.

06 / The Deal We Negotiate

Contract bought out. Rate locked.

Most providers trap you with exit fees. Our consultancy covers the buyout, locks your rate for 12 months, and hands you the cloud-native setup major operators run — all negotiated before you sign a single thing.

Contract buyout — up to £3,000

Stuck in an existing merchant agreement? Through our Dojo partnership your exit fees are covered up to £3,000 — so you upgrade to the Dojo Max at zero cost. 2-step PCI compliance handled by your consultant.

12-month price guarantee

We lock your processing rates for a full 12 months. No mid-contract surprises — the rate we negotiate is the rate you keep. Guaranteed in writing.

Cloud-native · 99.9999% uptime

Dojo's cloud-based platform is built for unbreakable reliability. Your terminal, your transactions, your data — always on, always protected, always accessible. No single point of failure.

450+ EPOS integrations

Dojo connects instantly with over 450 major EPOS tills. We manage the integration setup on your behalf — your till and terminal talk seamlessly from day one.

Clients We've Onboarded

Don't take our word for it.

4.9 out of 5
Excellent Independent consultancy reviews ★ Verified Clients
★★★★★

"Technology made simple"

Easy to navigate the buying process — the consultant took us through every option. Easy to install and operate. Simplifying payments for customers and the backend for us.

Becky · Apr 2026
★★★★★

"Explained everything clearly"

Our consultant was brilliant. Explained everything very clearly and negotiated a rate we couldn't get on our own. Already recommended him to my brother and a friend.

Gurcharan · Apr 2026
★★★★★

"Handled the switch end-to-end"

Just a great experience from the start. The whole team is reliable — they handled the switch to Dojo end-to-end and saved us hours of back and forth.

Miles · Apr 2026
★★★★★

"Genuine, independent advice"

All questions answered. Good overall service. Very helpful staff who took the time to understand our business needs before recommending anything.

Verified Client · Apr 2026
Your Consultation Deliverables

Everything your consultant locks in.

A clean switch, a better rate, and the flagship Dojo Max terminal — delivered, configured, and set live. Available in Premium Black or Arctic White.

  • Exit fees covered up to £3,000 for a seamless switch
  • 12-month lock on the processing rates we negotiate
  • Flagship Max terminal at £0 allocation for qualifying clients
  • End-to-end setup — we manage the switch from audit to live
Dojo Max in Premium Black and Arctic White
Free Terminal Offer Ends In: 00:00:00:00

Book your free audit.

One 15-minute call. We'll review your current merchant statements and quantify exactly how much you're overpaying — no commitment, no obligation. If the numbers don't stack up, we'll tell you.

✓ Free statement review
✓ No obligation · no card required
✓ Exit fees covered up to £3,000
✓ 12-month rate lock on switch
No credit card required · 15-minute call · 100% independent.
Schedule

Pick a time that suits you.

15-minute callback · Preferred finish: