Refurbishments & Fit-Outs
Update your premises, redesign your interior, or expand into a new space. First impressions matter.
Business Funding
Understand Your Business Funding Options
Explore Dojo Business Funding through YouLend, with collections linked to card sales. The provider decides eligibility, amount, costs and terms. Approval and a particular funding date are not guaranteed.
How It Works
This page helps you prepare for a funding discussion: what you need, what information to gather and what the offer would mean for cash flow. Read the Dojo Business Funding explanation for product details.
01
Tell Us What You Need
Explain the purpose of the funding, amount sought and current card sales. We can discuss the information the provider needs; this is not an approval or offer.
02
Provider Assessment
The funding provider considers your trading and credit information and may request supporting documents. It confirms the checks, decision and any conditions.
03
Receive Your Funds
If approved, review and accept the provider agreement before funding is released. The provider confirms timing after its checks and conditions are complete.
04
Repay Through Sales
The agreement sets out the collection percentage and total repayment. Check what remains available for operating costs as collections are deducted from card sales.
Understand Collections and Obligations
Collections linked to card turnover can vary with sales. That does not remove your obligations under the funding agreement. Check deadlines, minimum requirements and what happens if trading changes.
Assess quiet periods as well as busy ones. Our funding cost guide helps you compare total repayment and cash-flow scenarios.
- ✓ Repayments flex with your revenue
- ✓ Guarantees and security checked in the offer
- ✓ Provider confirms the credit checks required
- ✓ Review the fee, total repayment and all conditions
Your funding offer
Amount
and total cost
Quoted
Eligibility, approval and timing are confirmed by the provider.
What You Can Use It For
Discuss the intended use with the provider and check any restrictions in the agreement. The examples below are reasons to explore funding, not recommendations to borrow.
New Equipment
Invest in new kitchen equipment, POS systems, card terminals, or any tools that improve your operations.
Stock & Inventory
Buy stock in bulk at better prices, prepare for busy seasons, or expand your product range.
Marketing & Growth
Fund a marketing campaign, launch a new service, or hire additional staff to grow your business.
Cash Flow Management
Bridge seasonal gaps, cover unexpected costs, or manage the day-to-day ebb and flow of running a business.
Tax & VAT Bills
Consider whether funding is appropriate for the liability and compare the total cost with other available arrangements.
Am I Eligible?
Funding is subject to assessment. Dojo states that transaction history, business performance and credit information inform eligibility. A preliminary discussion does not guarantee approval.
- ✓ Prepare your card-sales and trading history
- ✓ Confirm current eligibility with the provider
- ✓ Gather the business documents requested
- ✓ Review guarantees, security and repayment obligations
Discuss Your Eligibility
Tell us about your trading and intended use of funds. The provider confirms eligibility and any checks before an application proceeds.
Discuss funding eligibilityReview the Offer Before You Commit
Time Consulting is an independent Dojo introducer and may receive a fee. We do not lend, approve applications or compare the whole funding market. Your agreement is with the provider named in the offer.