Free Card Payment Review

Is Your Business Overpaying on Card Processing?

Your payment setup should fit your business. We review your current costs, negotiate bespoke pricing and explain the proposal clearly β€” without promising a one-size-fits-all rate or saving.

Your business. Your proposal.
No standard rate. No obligation to switch.
Your statement and proposal, compared
Your current bill Review
Your Dojo proposal Bespoke
Compare costs
On the same basis
Concept graphic only. Compare actual fees and terms.
Your named consultant
βœ“
Costs explained
πŸͺ Retail & Shops
🍽️ Restaurants & Cafés
πŸ’ˆ Hair & Beauty
πŸ₯ Healthcare & Dental
πŸš— Automotive
πŸ‹οΈ Gyms & Fitness
🏨 Hotels & B&Bs
πŸ”§ Trades & Services
πŸͺ Retail & Shops
🍽️ Restaurants & Cafés
πŸ’ˆ Hair & Beauty
πŸ₯ Healthcare & Dental
πŸš— Automotive
πŸ‹οΈ Gyms & Fitness
🏨 Hotels & B&Bs
πŸ”§ Trades & Services
01 Understand your setup
02 Compare the proposal
03 Decide with clarity
04 Plan the switch
The Problem

Your Current Setup.
Your Dojo Proposal.

Compare the full cost and daily fit before you decide. Time Consulting is an independent Dojo introducer and may receive a fee if you sign up through us.

βœ•

Your Existing Agreement

  • Current provider and support arrangements
  • Transaction charges for your card mix
  • Device costs and additional fees
  • Minimum term and cancellation conditions
  • Existing service and technical support
VS
βœ“

Working With Time Consulting

  • A named contact to explain the Dojo proposal
  • We explain your bespoke Dojo pricing
  • Transparent pricing, every fee explained
  • Term and cancellation conditions explained
  • Agreed setup and support routes
How It Works

Three Steps to An Informed Decision

Review your costs and a tailored proposal, then decide on your terms. Savings depend on your current arrangement and are not guaranteed.

01

Arrange Your Statement Review

Tell us about your current setup. If a statement is needed, we agree a secure sharing process and explain how it will be used before you send it.

02

We Analyse & Negotiate

We review the fees shown on your statement and explain a Dojo proposal using comparable turnover, card mix and service requirements.

03

Decide and Plan the Switch

Agree the setup and support plan, then test the new service before cancelling your existing agreement.

Start Your Free Review

Free review Β· No obligation Β· Timing agreed with you

The Audit

We Read Every Line So You Don't Have To

A headline rate does not show the whole cost. We explain the fees on your statement and compare them with a Dojo proposal for your business.

We examine every charge your provider applies — transaction rates, authorisation fees, PCI compliance charges, terminal rental, minimum monthly service charges, and any other cost buried in the fine print.

We compare your current costs with a bespoke Dojo proposal, including transaction fees, device costs and contract terms. This is not a whole-market comparison.

What We Analyse

  • Transaction rates (credit & debit)
  • Authorisation & gateway fees
  • PCI compliance charges
  • Terminal rental costs
  • Minimum monthly fees
  • Contract lock-in terms
What We Find

Understand the Fees and Conditions

Check each charge against the service it covers, then compare the full cost of your existing agreement and the proposed setup.

Transaction Rates & Card Mix

Pricing may be blended or vary by card type. Compare like-for-like volumes and card mix, including any fixed charge per transaction.

Reviewed for your business

PCI Non-Compliance Fees

Check any PCI service or non-compliance charge and the actions your provider requires. Changing provider does not remove your applicable PCI responsibilities.

Check fees and required actions

Terminal & Service Costs

Compare rental or purchase costs, replacements and service charges over the contract term. Check hardware ownership and return conditions.

Compare the full agreement

Minimum Monthly Charges

A minimum monthly charge may apply if transaction fees fall below an agreed level. Check the threshold and model a quieter month as well as a busy one.

Hits hardest off-season

Annual Fee Increases

Some contracts include automatic yearly rate rises buried deep in the terms. We flag these before they reach your bottom line.

Check price-change provisions

Early Termination Penalties

We review your notice period and exit costs. Any switching contribution must be confirmed in writing before you commit.

Any contribution is subject to eligibility
No Strings

A Practical Review of Your Payment Setup

We compare your existing costs with a tailored Dojo proposal. Time Consulting may receive an introducer fee if you sign up. This is not a whole-market comparison, and there is no obligation to switch.

  • ✓ Line-by-line breakdown of every fee you pay
  • ✓ Comparison with your bespoke Dojo proposal
  • ✓ Monthly and annual cost comparison, with assumptions
  • ✓ Recommendations tailored to your business type
  • ✓ No obligation, no pressure, no cost
Bespoke

Pricing for your business

Your turnover, card mix, device needs and agreement determine the proposal. There is no standard saving or rate.

Your Statement Review

Arrange Your Statement Review.
Compare Costs on the Same Basis.

We explain the charges shown on your statement and compare a Dojo proposal on the same basis: transaction volume, card mix, device costs, all fees and VAT treatment. Include the cost of leaving your existing agreement.

1
Arrange secure statement sharing We explain the process before you send anything
2
We analyse every fee We explain charges and any information still needed
3
Review your cost comparison Scope and timing agreed with you β€” no obligation

Confidential review Β· No obligation Β· Bespoke pricing

Your Statement Analysis
Transaction fees
Current plan Bespoke quote
Terminal rental
Your device Quoted
PCI compliance fee
Your plan Reviewed
Authorisation fees
Your fees Explained
Your pricing Bespoke
Switching Perks

Make Your Next Move With Clarity

Understand the costs, terms and practical steps before you decide. Your written proposal confirms what is included.

Exit Terms Reviewed

We check your existing commitment and exit costs. Any contribution towards switching is subject to eligibility and written confirmation.

Eligibility confirmed in your proposal

Bespoke Pricing

We compare a Dojo proposal with your current statement using your turnover and card mix. Savings are not guaranteed.

Compare the total cost

The Right Device

Choose a device for the way you serve customers. Hardware charges, connectivity and receipt options depend on the model and proposal.

Device costs explained

Clear Contract Terms

Review the initial term, renewal and cancellation conditions before signing. Your written agreement sets out your commitment.

Know your commitment

A Planned Switch

We help coordinate your application, delivery and setup. Timing depends on approval, equipment and your business requirements.

Agree a practical go-live date

Dedicated Consultant

Talk to your named consultant about the proposal and setup. We explain which support comes from Time Consulting and which comes from the provider.

Know who to contact
Why Time Consulting

Understand Your Options
Before You Decide

We Work For You

We help you understand the Dojo products we introduce. We may receive a fee if you sign up; compare the costs, terms and suitability before deciding.

Transparent Pricing

We explain recurring fees, usage charges and conditions in your proposal. Ask about anything unclear before you sign.

Planned Switching

We help plan the move, including setup and test payments. Keep your existing service available until the replacement is ready.

Ongoing Support

Your consultant explains the agreed support route and can help you understand your proposal. Provider support and service terms are confirmed separately.

Dojo Technology

We introduce Dojo products and explain their suitability for your business. Compare the devices, costs and terms before deciding.

Free Initial Review

The initial review is free. Payment services, devices and any additional work have separate quoted costs. There is no obligation to switch.

Your statement review

Know What You Are Comparing

Practical questions to answer before changing payment provider.

The full cost

Compare transaction charges, device costs, minimum fees and any extras using the same turnover and card mix.

The commitment

Check the initial term, renewal, notice period and exit charges on both agreements.

The working day

Confirm connectivity, receipts, settlement and supported till integrations for your setup.

The people behind it

Time Consulting is your introducer, not the payment provider. We may receive a fee if you switch to Dojo through us.

FAQ

Common Questions

Can't find your answer? Get in touch β€” we're always happy to help.

How is your service free?

The initial statement review is free. We may receive an introducer fee from Dojo if you sign up through us. Payment services, devices and additional work have their own quoted charges.

Will there be any downtime when I switch?

We help plan the move to minimise disruption. Keep the existing service available until the new setup and test transactions are complete; uninterrupted service cannot be guaranteed.

Am I locked into a long contract?

The term, renewal and cancellation conditions depend on your Dojo agreement. We explain them before you decide; do not assume a rolling or cancel-anytime contract.

What if you can't save me money?

We'll tell you honestly. If your current deal is competitive, we'll confirm that and offer to review again in 6 months when rates may have changed. There's never any pressure to switch.

How quickly can I get set up?

We agree the setup plan once your application and equipment requirements are understood. Approval, delivery and integrations can affect the go-live date.

What payment technology do you recommend?

We work with Dojo as an independent introducer. Dojo provides the payment service; Time Consulting helps you assess the proposal and plan your setup.

Ready to Compare Your Payment Setup?

Arrange a free, no-obligation conversation. We confirm what information is needed and agree the next steps and timing with you.

βœ“ Free initial review βœ“ No obligation βœ“ Clear next steps